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IBPS AFO Salary 2025
The Institute of Banking Personnel Selection (IBPS) is set to announce new vacancies for the Agriculture Field Officer (AFO) position in 2025, with the official notification to be released soon. This role offers an appealing salary package under Scale 1, along with a variety of allowances and benefits, making it a competitive and rewarding opportunity for eligible candidates. Those with a background in agriculture will be ideally suited for this position, benefiting not only from a solid base salary but also from additional perks and allowances.
For a detailed breakdown of the IBPS AFO Salary 2025, including information on base pay, increment structure, and other supplementary benefits such as housing, transportation, and medical allowances, please refer to the full article. This comprehensive salary package makes the AFO role an attractive choice for candidates passionate about both agriculture and the banking sector.
IBPS AFO Salary Structure
The salary for Scale 1 officers in 2025 for the IBPS Agriculture Field Officer ranges from ₹20,000 to ₹23,700. This salary falls within the designated pay band for the position. The comprehensive breakdown of the salary structure is mentioned below:
| IBPS AFO Salary Structure | |
| Category | Pay Scale |
| IBPS SO AFO Officer Scale I | Rs. 23700-980/7-30560-1145/2-32850-1310/7-42020 |
| IBPS SO AFO Officer Scale-II | Rs. 31705-1145/1-32850-1310/10-45950 |
| IBPS SO AFO Officer Scale III | Rs. 42020-1310/5-48570-1460/2-51490 |
IBPS AFO In-Hand Salary
Aspirants are often eager to understand their monthly take-home pay, which is influenced by factors such as basic pay, various allowances, and government-mandated deductions. To provide a clearer picture, here’s a detailed breakdown of the IBPS Agriculture Field Officer (AFO) Salary in 2025:
| IBPS AFO In-Hand Salary | |
| Category | Monthly Salary |
| IBPS AFO Officer Scale I | Rs.36400 |
| IBPS AFO Officer Scale II | Rs.48800 |
| IBPS AFO Officer Scale III | Rs.64600 |
IBPS Agriculture Field Officer Annual Package
The Agriculture Field Officer (AFO) pay structure is based on the 7th Pay Commission guidelines, ensuring a competitive compensation package in line with government standards. The annual salary for an IBPS AFO can go up to ₹2,84,400, which includes the base salary along with various allowances.
IBPS AFO Salary Slip
The IBPS Agriculture Field Officer (AFO) salary slip provides a detailed breakdown of an employee’s earnings and deductions, ensuring transparency in both monthly and annual remuneration. It includes key components such as base pay, allowances (like HRA, DA, and special allowances), and deductions (such as Provident Fund, income tax, and professional tax), all structured according to the 7th Pay Commission guidelines. This document is crucial for AFOs to understand their take-home pay, track compensation and benefits, and manage finances effectively. By reviewing the salary slip, employees can verify the accuracy of their earnings and deductions, helping them make informed financial decisions.
Perks and Allowances of IBPS AFO 2025
Apart from the salary, various exciting various perks and benefits are provided to the IBPS Agriculture Field Officers. Candidates can check the details and the percentage for the same, here:
| Component | Values |
|---|---|
| Dearness Allowance | 36% of Basic, approximately Rs. 8600 |
| House Rent Allowance (HRA) | Between 7% to 9% (varies based on posting location) |
| Conveyance Allowance | Fixed amount based on fuel expense (2-wheeler or 4-wheeler) |
| Special Allowance | 7.75% of Dearness Allowance + Basic Salary |
| City Compensatory Allowance | Between 0% to 4% (based on place of posting) |
| Lease Allowance | Optional instead of HRA, up to Rs. 29,500 (based on place of posting) |
| PF Contribution | Between Rs. 3000 and Rs. 3500 |
IBPS AFO Job Profile 2025
The role of an Agriculture Field Officer (AFO) involves a range of responsibilities aimed at supporting rural development and agricultural growth. Selected candidates will play a crucial role in bridging the gap between financial institutions and farmers, ensuring that rural communities have access to necessary financial services. Key responsibilities include:
- Promoting Rural Funding: Actively encouraging and increasing financial support for rural development projects, helping improve agricultural productivity and infrastructure.
- Disbursing Loans: Providing financial assistance by offering loans to farmers and other individuals involved in agricultural activities, thus fostering growth in rural economies.
- Loan Management: Overseeing the allocation and disbursement of loans, ensuring timely receipt and appropriate use of funds by the beneficiaries.
- Agricultural Loan Review: Regularly assessing the status and effectiveness of agricultural loans to ensure they are being used as intended, helping improve financial stability in rural areas.
- Crop Failure Assessment: Investigating cases of crop failure or natural calamities affecting farmers, offering support and solutions to mitigate financial losses and ensure continued loan repayment.
- Educating Farmers: Providing awareness about the bank’s financial products and services, guiding farmers in making informed decisions about loans, subsidies, and other available benefits.
- Boosting Rural Investment: Promoting and enhancing financial investments in rural areas, thus supporting agricultural growth, rural infrastructure, and overall community development.
IBPS AFO Promotion and Career Growth 2025
Career growth within the IBPS AFO role offers various opportunities for advancement through internal promotions and examinations. Here, take a look at the typical career hierarchy for Agriculture Field Officers (AFO) at IBPS:
- Scale 1: Officer / Assistant Manager
- Scale 2: Manager
- Scale 3: Senior Manager
- Scale 4: Chief Manager
- Scale 5: Assistant General Manager
- Scale 6: Deputy General Manager
- Scale 7: General Manager
| Check the other related articles, | |
| IBPS AFO Notification 2024 | IBPS AFO Syllabus |
| IBPS AFO Previous Year Question Papers | How to prepare for IBPS AFO? |
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