IBPS AFO Salary 2025, Perks and Allowances, Job Profile

The position of IBPS AFO falls under Scale 1 and comes with an impressive salary package, including allowances and benefits. It presents a great career opportunity for candidates with an agricultural background. This opportunity offers not only a stable income but also multiple financial perks for aspirants. Candidates must note that, along with a competitive base salary, selected candidates also receive increments, housing allowances, transportation benefits, and medical coverage. Read and bookmark this article for a detailed understanding of the IBPS AFO Salary 2025.

IBPS AFO Salary 2025

Candidates planning to apply for the IBPS Agriculture Field Officer (AFO) in 2025 and want to know about the salary, they should know that the Institute of Banking Personnel Selection offers an attractive salary package for selected candidates. The IBPS AFO Salary 2025 provides a good starting point for agriculture graduates aiming for a career in banking sector.

IBPS AFO Salary Structure

The salary for Scale 1 officers for the IBPS Agriculture Field Officer ranges from ₹48,480 to ₹85,920. This salary falls within the designated pay band for the position. For the candidate’s convenience, the detailed breakdown of the IBPS AFO Salary Structure is mentioned below:

IBPS AFO In-Hand Salary

Aspirants are often eager to understand their monthly take-home pay, which is influenced by factors such as basic pay, various allowances, and government-mandated deductions. To provide a clearer picture, here’s a detailed breakdown of the IBPS AFO Salary.

IBPS Agriculture Field Officer Annual Package

Perks and Allowances of IBPS AFO

Apart from the IBPS AFO Salary, various exciting perks and benefits are provided to the IBPS Agriculture Field Officers. Candidates can check the details and the percentage for the same here:

IBPS AFO Job Profile

Along with the IBS AFO Salary, candidates must also know that the role of an Agriculture Field Officer (AFO) involves a range of responsibilities aimed at supporting rural development and agricultural growth. Selected candidates play a crucial role in bridging the gap between financial institutions and farmers, ensuring that rural communities have access to necessary financial services. Key responsibilities include the following:

• Promoting Rural Funding: Actively encouraging and increasing financial support for rural development projects, helping improve agricultural productivity and infrastructure.
• Disbursing Loans: Providing financial assistance by offering loans to farmers and other individuals involved in agricultural activities, thus fostering growth in rural economies.
• Loan Management: Overseeing the allocation and disbursement of loans, ensuring timely receipt and appropriate use of funds by the beneficiaries.
• Agricultural Loan Review: Regularly assessing the status and effectiveness of agricultural loans to ensure they are being used as intended, helping improve financial stability in rural areas.
• Crop Failure Assessment: Investigating cases of crop failure or natural calamities affecting farmers, offering support and solutions to mitigate financial losses and ensure continued loan repayment.
• Educating Farmers: Providing awareness about the bank’s financial products and services, guiding farmers in making informed decisions about loans, subsidies, and other available benefits.
• Boosting Rural Investment: Promoting and enhancing financial investments in rural areas, thus supporting agricultural growth, rural infrastructure, and overall community development.

IBPS AFO Promotion and Career Growth

Career growth within the IBPS AFO role offers various opportunities for advancement through internal promotions and examinations. Here, take a look at the typical career hierarchy for Agriculture Field Officers (AFO) at IBPS:

• Scale 1: Officer / Assistant Manager
• Scale 2: Manager
• Scale 3: Senior Manager
• Scale 4: Chief Manager
• Scale 5: Assistant General Manager
• Scale 6: Deputy General Manager
• Scale 7: General Manager