IBPS Clerk Salary 2025, Salary Structure Revised, Allowances and Perks

Candidates preparing to appear in the IBPS Clerk Examination this year must get familiar with the IBPS Clerk Salary 2025 and Structure. The Institute of Banking Personnel Selection provides a stable in-hand salary, which also includes several allowances and benefits for the candidates. Here, we have discussed the detailed salary structure of the IBPS Clerk 2025 to help the candidates understand the pay scale.

IBPS Clerk Salary 2025 Revised

The Institute of Banking Personnel Selection offers attractive salary packages for the IBPS Clerk 2025, and it is a very handsome amount which makes this exam one of the most sought-after. For their job, the basic starting salary is ₹24,050, and the total salary ranges between ₹35,000 to ₹39000. IBPS Clerk Salary 2025 Allowances are DA, HRA, medical allowances, Special allowances, and Travel allowances. Also, it is important to note that the appointed candidates are required to undergo probation for 6 months and their job roles include tasks like Customer handling, cash management, resolving customer queries, etc.

IBPS Clerk Exam Date 2025 Out-Click to Check

IBPS Clerk Salary Structure 2025

The IBPS Clerk Salary Structure 2025 is created with the basic pay, allowances, and gross salary. Here’s what the candidates will get after they qualify the examination and complete the probation period successfully.

IBPS Clerk Pay Scale 2025

IBPS Clerk Salary 2025 is the sum of Basic Pay and other Allowances. The IBPS Clerk Pay Scale is Rs.24050-1340/3-28070-1650/3-33020-2000/4-41020-2340/7-57400-4400/1-61800-2680/1-64480(20 Years). The details of the year wise increment has been mentioned in the table given below for the candidates for a better understanding.

As the perks, allowances, and salaries are attractive, it can be assumed that the job profile is not going to be an easy one. IBPS Clerk’s Job profile involves a lot of duties and responsibilities, not just accounting, but also has customer service, cash handling, and customer guidance under its purview. An IBPS Clerk is the first point of contact person for bank-related inquiries and issues. He/She deals with the front desk work and customer handling operations, and this is why his Job Profile is also known as Single Window Operator.

The Job Responsibilities of an IBPS Clerk are given below:

1. To manage inquiry corners, receipts, withdrawals, etc.
2. A clerk also deals with the opening of new accounts, cash collection, issuing bank statements, and handling mail and delivery.
3. Verification of various documents and proofs submitted by the customers
4. Updating the passbooks of account holders
5. Responsible for bank cash, various important documents, keys, etc.
6. Issuing of Demand Drafts (DDs), bank accounts for the customers, cash receipts, etc.
7. Sanctioning of withdrawals by the customers
8. Maintaining the various documents of the bank, balance sheets, ledger, etc.
9. Resolving the various issues of the customers
10. Guiding customers relating to various banking activities
11. Attending treasury works

Thus, an IBPS Clerk job profile is quite a task without which some of the major bank operations might not be possible.

IBPS Clerk Promotions

IBPS Clerk offers great chances for growth. As a bank clerk, based on the performance and contribution to the bank, there are many chances of growth. When a person works as a bank clerk he learns the different ways a bank functions and chances to prove your potential. A clerk has to serve for a minimum period of 3 years or 2 years in some banks before he can apply for a promotion. Promotions are given through the following two processes:

1. Normal/Seniority process
2. Merit-based/Fast track process

Normal Process: Candidates who get promoted through this process don’t require a JAIIB and CAIIB Diploma. IBPS Clerks are promoted based on experience and seniority and a written exam is conducted internally. After the qualification of the written exam, IBPS Clerks become Trainee Officers and then Bank Probationary Officers (PO).

Merit-Based Process: Under this, the candidates must hold JAIIB and CAIIB diplomas from the Indian Institute of Banking and Finance (IIBF).

Candidates who are aiming for the IBPS Clerk post should always prepare well to be a competition in the examination. Knowing the duties and salary of the post is equally important to all candidates. Candidates must have a clear understanding of how much they would be offered if eligible for the job and even the promotion details.

The levels of promotions for an IBPS Clerk in Ascending Order are given below.

Clerk > Officer > Senior Officer > Asst Manager > Manager > Senior Manager > Chief Manager > Assistant General Manager > Deputy General Manager > General Manager

Those who join through the PO Program will directly be given Assistant Manager cadre post-confirmation as Management Trainee.

1. Assistant Manager – Scale 1
2. Manager – Scale 2
3. Senior Manager – Scale 3
4. Chief Manager – Scale 4
5. Assistant General Manager – Scale 5
6. Deputy General Manager – Scale 6
7. General Manager – Scale 7

The clerk is an entry-level position in any bank and after appointment, as candidates get the experience of working or their daily schedules, they will get huge opportunities to prove their work qualities that can provide a promotion to them and can also help them to reach the senior post.

IBPS Clerk Career Growth

Career growth in IBPS Clerks starts with promotions. After working for a certain period and gaining experience, clerks can be promoted to higher levels. Further promotions include becoming Officer/Assistant Manager, Manager, and more in the bank.

Continuous skill development and upgrading knowledge in various banking functions can boost career growth. Participating in training programs, and workshops, and acquiring certifications related to banking and finance can improve job prospects and open doors to new opportunities.

IBPS Clerk Salary Deductions 2025

The IBPS Clerk Salary 2025 is paid to the candidates after few deductions which includes Pension Fund, Taxes, etc. Get more details from the table given below.

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