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If you are dreaming of starting a career in the banking sector with a handsome salary package, then IBPS PO 2025 is the right way to step ahead. The Probationary Officer post is one of the most prestigious positions in the Institute of Banking Personnel Selection with attractive IBPS PO Salary 2025 and allowances. This year, the IBPS PO Exam 2025 is approaching in October 2025, and it is the right time to explore the benefits you will get once you qualify for the recruitment process.
IBPS PO Salary 2025
According to the latest updates, the IBPS PO Salary 2025 has been revised and now the basic pay is Rs 36,000 with respect to the 7th pay commission. Here in this article, we are going to discuss the details of the salary structure, in hand salary, job profile, career growth opportunity, and many more factors of IBPS PO 2025 Exam.
IBPS PO Salary Structure 2025
The IBPS Probationary Officer Salary includes a basic pay of Rs. 36,000, special allowances of Rs. 5,904, dearness allowances of Rs. 9424, city compensatory allowances of Rs. 1,400, house rent allowance of Rs. 3,240, learning allowance of Rs. 600, and other allowances of Rs 1702.75. After deductions of Rs. 4,752.48 as Union Subscription and Membership charges, the net salary is Rs. 52,519.07/-
| Type of Pay/Allowance | Amount |
| Basic Pay | Rs 36,000/- |
| Special Allowances | Rs. 5,904 |
| Dearness Allowances | Rs. 9424 |
| City Compensatory Allowances | Rs. 1,400 |
| House Rent Allowance | Rs. 3,200 |
| Learning Allowance | Rs. 600 |
| Other Allowances | Rs, 1702.75 |
| Gross with HRA | Rs 57,271.55/- |
| Deduction | Rs. 4,752.48 |
| Net Salary | Rs. 52,519.07/- |
IBPS PO In Hand Salary 2025
The IBPS PO In Hand Salary 2025 is calculated after adding all the allowances and subtracting deductions. After all these formalities, the IBPS PO Salary per month becomes Rs. 52,519.07/- which is a net amount.Â
IBPS PO Salary 2025: Allowances
The details of the allowances given along with the IBPS PO Salary 2025 has been mentioned in the table given below.
| Allowance | Description |
| House Rent Allowance (HRA) | Calculated based on place of posting: 9.0% in metros, 8.0% in big cities, and 7.0% in other locations. |
| Dearness Allowance (DA) | Approximately 36.8% of the basic salary, is revised every three months based on All India Consumer Price Index data. |
| Special Allowance (SA) | Introduced on 01.01.2016, approximately 7.75% of basic pay. |
| City Compensatory Allowance | Varies based on city type: 0% in some cities, 3% or 4% in others. |
IBPS PO 2025 Perks
As said earlier, it is not just the salary that is the tempting force, but it is also the Perks and Allowances that one receives as an IBPS PO. The following are the perks that are enjoyed by an IBPS PO:
- Leased Accommodation – This benefit is dependent upon the place of posting and is available to the bank officers. Some banks provide official bank accommodation/bank quarters instead of leased housing.
- Travelling Allowance – Most banks provide a fixed Traveling Allowance and reimbursement of petrol bills.
- Medical Aid – Revised price is Rs 8000/- p.a. This is the amount for the medical needs of the employee.
- Newspaper Reimbursement: A fixed monthly amount for newspaper service.
- Coverage under the New Pension Scheme
IBPS PO 2025 Job Profile
IBPS PO is one of the reputed jobs in the banking sector and provides many lucrative offers to employees. The Probationary Officer is trained for multiple operations such as finance, accounting, billing, investment, revenue collection, etc. during his/ her probation period to acquaint them with the banking procedure.
- Resolving customer queries at the branch
- Maintaining and supervising regular branch activities
- Public relations and addressing issues and grievances of customers
- Directing daily transactions of customers and processing loan(s) detail
- Bringing new businesses to the bank branch
IBPS PO 2025 Salary Slip
Candidates searching for the IBPS PO Salary Slip can check the salary slip below. Here we have shown the salary slip of an employee for the IBPS PO Post having the details distribution of salary.
| Parameter | Amount (INR) |
|---|---|
| Basic Pay | 36,000 |
| DA (23.87% of Basic Pay) | 8,593 |
| HRA (7%-9% of Basic Pay) | 3,240 |
| City Compensatory Allowance (CCA)/LOC A | 1,400 |
| Special Allowance | 5,904 |
| DA others | 1,552 |
| Learning Allowance | 600 |
| Professional Tax | 200 |
| Contribution to NPS | 4,459 |
| Gross Salary | 57,289 |
| NET Salary after deductions | 52,630 |
IBPS PO 2025 Promotion
The public sector banks follow uniform guidelines issued by the Ministry of Finance, Government of India, regarding promotion policy matters. The stages of promotion for an IBPS PO are given below.
- JMGS I (Junior Management Grade Scale I) or probationary officers
- Middle Manager – Middle Management Grade Scale 2
- Senior Manager – Middle Management Grade Scale 3
- Chief Manager – Senior Management Grade Scale 4
- Assistant General Manager – Senior Management Grade Scale 5
- Deputy General Manager – Top Management Grade Scale 6
- General Manager – Top Management Grade Scale 7
- Executive Director
- Chairman and Managing Director
Participating Bank For IBPS PO 2025
Given below is a list of participating banks that are the leading Public Sector Banks of India that come under surveillance of the Reserve Bank of India. So, working with these banks is a great opportunity to enter to financial sector of India.
| Banks Participating In IBPS PO |
|---|
| 1. Bank of Baroda |
| 2. Bank of India |
| 3. Bank of Maharashtra |
| 4 Canara Bank |
| 5. Central Bank of India |
| 6. Indian Bank |
| 7. Indian Overseas Bank |
| 8. Punjab National Bank |
| 9. Punjab & Sind Bank |
| 10. UCO Bank |
| 11. Union Bank of India |
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