IBPS PO Salary 2025, In Hand Salary, Allowances, Job Profile, Career Growth

The Institute of Banking Personnel Selection is planning to conduct the IBPS PO 2025 examination for Probationary Officer vacancies at the participating Public Sector Banks. The Probationary Officer post is one of the most prestigious positions and official notification is expected to be released August 2025. But, before preparing for the exam, candidates must check the IBPS PO Salary per month, salary structure including basic pay, HRA, DA, Medical Allowance, and Job Profile to know more about what’s next after the passing the examination. So, lets know about the IBPS PO Salary below.

IBPS PO Salary

The Probationary Officer position is one of the most-sought after in the Banking exams. According to the latest updates, the IBPS PO Salary 2025 has been revised and now the basic pay is Rs 48,480 with respect to the 7th pay commission. After adding all allowances, the gross salary is Rs, 70,000 approximately and after deducting the subscription fee and NPS contribution, the monthly in hand IBPS PO Salary is Rs. 64,000 approximately.

IBPS PO Final Result 2025- Click to Check

IBPS PO Final Cut off 2025- Click to Check

IBPS PO Salary Structure 2025

The IBPS Probationary Officer Salary includes a basic pay of Rs. 48,480, special allowances of Rs. 5,904, dearness allowances of Rs. 9,613, city compensatory allowances of Rs. 1,400, house rent allowance of Rs. 3,200, learning allowance of Rs. 600, and other allowances of Rs 1702.75. After deductions of Rs. 6,027 as Union Subscription and Membership charges, the net salary is Rs. 64,872.68/- per month.

IBPS PO Salary In Hand Salary

The IBPS PO In Hand Salary 2025 is calculated after adding all the allowances and subtracting deductions. After all these formalities, the IBPS PO Salary per month becomes Rs. 64,872.68/- which is a net amount. 

IBPS PO Salary 2025: Allowances

The details of the allowances given along with the IBPS PO Salary 2025 has been mentioned in the table given below.

IBPS PO 2025 Perks

As said earlier, it is not just the salary that is the tempting force, but it is also the Perks and Allowances that one receives as an IBPS PO. The following are the perks that are enjoyed by an IBPS PO:

1. Leased Accommodation – This benefit is dependent upon the place of posting and is available to the bank officers. Some banks provide official bank accommodation/bank quarters instead of leased housing.
2. Travelling Allowance – Most banks provide a fixed Traveling Allowance and reimbursement of petrol bills.
3. Medical Aid – Revised price is Rs 8000/- p.a. This is the amount for the medical needs of the employee.
4. Newspaper Reimbursement: A fixed monthly amount for newspaper service.
5. Coverage under the New Pension Scheme

IBPS PO Salary Slip

The recruiting bank pays monthly salary to the Probationary Officers and to keep a track a monthly SBI PO Salary Slip is sent through email ID or POs can know about their salary slip through their bank account where they receive their salary. This is to ensure transparency and fairness. The salary slip mentions basic pay, allowances added and deductions to the gross salary.

IBPS PO 2025 Job Profile

IBPS PO is one of the reputed jobs in the banking sector and provides many lucrative offers to employees. The Probationary Officer is trained for multiple operations such as finance, accounting, billing, investment, revenue collection, etc. during his/ her probation period to acquaint them with the banking procedure.

1. Resolving customer queries at the branch
2. Maintaining and supervising regular branch activities
3. Public relations and addressing issues and grievances of customers
4. Directing daily transactions of customers and processing loan(s) detail
5. Bringing new businesses to the bank branch

IBPS PO Promotion and Career Growth

The public sector banks follow uniform guidelines issued by the Ministry of Finance, Government of India, regarding promotion policy matters. The stages of promotion for an IBPS PO are given below.

1. JMGS I (Junior Management Grade Scale I) or probationary officers
2. Middle Manager – Middle Management Grade Scale 2
3. Senior Manager – Middle Management Grade Scale 3
4. Chief Manager – Senior Management Grade Scale 4
5. Assistant General Manager – Senior Management Grade Scale 5
6. Deputy General Manager – Top Management Grade Scale 6
7. General Manager – Top Management Grade Scale 7
8. Executive Director
9. Chairman and Managing Director

Participating Bank For IBPS PO 2025

Given below is a list of participating banks that are the leading Public Sector Banks of India that come under surveillance of the Reserve Bank of India. So, working with these banks is a great opportunity to enter to financial sector of India.

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