Home   »   LIC AAO Notification 2025   »   LIC AAO Salary

LIC AAO Salary 2025 Revised, In Hand Salary, Allowances, Job Profile

LIC AAO Salary offers a competitive compensation package that includes a basic salary, allowances, and other benefits. The exact salary structure may vary slightly depending on the specific grade and location of the appointment. Candidates selected for LIC AAO posts generally enjoy an attractive salary package that is comparable to other public-sector undertakings and private-sector financial institutions. Read this article below for more details about the job profile, career growth, allowance, pay scale, and more. Bookmark this page for the latest updates.

LIC AAO Salary 2025

The Salary of LIC AAO has been an influential factor in opting for a career with the Life Insurance Corporation of India. LIC AAO salary is one of the major driving forces for candidates applying for the post of Assistant Administrative Officer. It is one of the most sought-after posts in the Insurance sector as well. Holding a good repute, aspirants of the exams will have all their queries resolved after going through the article.

Here we are discussing the complete details of Salary. Being a central-level govt job, the scope of the job is also good, which makes it another attractive reason. LIC AAO Salary details covered include:

1. Pay Scale, Salary Structure
2. Promotion and Increments
3. Allowances/ Benefits
4. Job Profile

LIC AAO 2025 Salary: Highlights

Selection as an LIC Assistant Administrative Services post is going to give the candidates a sense of satisfaction for it is a central government job, and the fact that it has a great career scope is another factor for choosing this path. LIC AAO Salary is going to be a handsome chance for the aspirants to get settled. Candidates can check the table below for brief details about the LIC AAO Salary.

LIC AAO Salary: Highlights
Component Amount
Basic Pay
Rs. 88,635 per month
Maximum Basic Pay
Rs. 1,69,025 per month

LIC AAO Salary: Structure- Pay Scale

The revised pay scale of LIC AAO is 88,635-4,385(14)-1,50,025-4,750(4)-1,69,025. The basic pay starts at Rs 88,635, where there will be an increment of Rs 4,385 for 14 years. With Rs 1,50,025 as the next basic pay, the increment amount will be Rs 4,750 for the next four years. After 4 years, 1,69,025 becomes the next basic pay.

LIC AAO Salary Structure
Component Amount (Rs.)
Basic Pay 88,635.00
DA @ 15.38% 13,635.39
Cadre Special Allowance 8,900.00
HRA 6,204.45
Transport Allowance 3,300.00
Gross Total Income 1,20,674.84
Deductions:
Income Tax 10,200.00
New GI Scheme 137.42
Professional Tax 200
GIS Premium 2,915.00
Total Deductions 13,452.42
Net Pay (After Deductions) 1,07,222.42

LIC AAO Salary 2025: Deductions

Out of the total salary for the Assistant Administrative Officer post, there are certain deductions as shown below.

LIC AAO Salary: Deductions
Particulars Amounts
Income Tax 10,200.00
New GI Scheme 137.42
Professional Tax 200
GIS Premium 2,915.00
Total Deductions 13,452.42

LIC AAO Salary 2025: Allowances

As per the salary slip, the allowances included in the salary are listed. These allowances are an appeal to the candidates. Please note that these allowances may vary from city to city.

Allowance List
Defined Contributory Pension
Gratuity
LTC
Cash Medical Benefit
Group Mediclaim
Group Personal Accident Insurance
Group Insurance
Vehicle Loan (2-wheeler/4 wheeler) as per rules
Meal coupon
Reimbursement of cost of Briefcase/leather bags
Mobile handset
Supply of dailies and magazines
Tea/coffee
Mobile expenses
LIC AAO Allowances
Allowance Criteria Rate
House Rent Allowance Cities with population ≥ 45 lakh
10% of pay (Max ₹13,000)
Cities with population 12–45 lakh
8% of pay (Max ₹11,000)
Other places
7% of pay (Max ₹10,500)
City Compensatory Allowance Cities with population ≥ 45 lakh
3% of pay (Max ₹3,300)
Cities with population 12–45 lakh
2.5% of pay (Max ₹3,100)
Cities with population 5–12 lakh
2% of pay (Max ₹2,400)
Hill Allowance Height ≥ 1,500m
2.5% of basic pay (Max ₹2,055)
Height 1,000m – 1,500m
2% of basic pay (Max ₹1,650)
Altitude ≥ 750m with hills ≥ 1,000m
2% of basic pay (Max ₹1,650)

LIC AAO Salary Slip

Candidates can check the official salary slip of an Assistant Administrative Officer (AAO) Below.

Insurance

LIC AAO Salary 2025: Promotion and Career Growth

Now, with a great position, promotion is bound to be equally good. With the increments, the LIC AAO AE is expected to be getting positions of higher grade assistants. It will also depend upon the performance and experience of the candidate. Candidates selected for the post of LIC Assistant Administrative Officer (Chartered Accountant) with two years post post-qualification work experience on the date of eligibility are eligible for two advance increments.

LIC AAO 2025: Job Profile

The job/ working profile of LIC Assistant covers Clerical Duties such as cashier, single-window operator, customer service executive
Other important roles include:
1. Management of cash counters, managing customer grievances and public relations
2. Management of sales documents- policies, claims, settlements
3. Back end office work also comes under the role.

After Selection as LIC AAO:

  • A period of 1 year is mandatory for the selected candidates. This may also extend up to two years. The candidates may be posted or subsequently transferred anywhere in India.
  • Candidates will be required to give the undertaking to serve LIC for a minimum of period of four years from the date of joining including the probation period.
  • Not accepted by the undertaking rules, the candidates will be required to pay liquidated damages of Rs.5,00,000/-only (Rupees Five Lakhs only) + GST or the sum of amount the Executive Director (Personnel) may prescribe from time to time.
LIC AAO Related Articles
LIC AAO Recruitment 2025 LIC AAO Syllabus
LIC AAO Previous Year Question Paper LIC AAO Cut Off

Sharing is caring!

LIC AAO Salary 2025 Revised, In Hand Salary, Allowances, Job Profile_3.1

FAQs

What is the in hand salary of LIC AAO?

Ans. The In-hand salary for the LIC AAO is Rs. 88,635/- for those who join initially.

What is the maximum basic pay for LIC AAO?

The maximum basic pay for LIC AAO can go up to ₹1,69,025 per month after increments.

What are the total earnings and net salary for LIC AAO?

The gross total income is ₹1,20,674.84, and after deductions of ₹13,452.42, the net pay is ₹1,07,222.42

What is the career growth for LIC AAO?

Promotions are performance-based, and candidates with experience may receive higher grade assistant roles. Candidates with two years of post-qualification work experience may be eligible for two advance increments.

What is the probation period for LIC AAO?

The probation period is one year, extendable up to two years if required.

TOPICS: