List of Important Government Schemes in India 2024

In 2024, the Indian government continues to promote inclusive growth and social welfare through various schemes. The Pradhan Mantri Jan Dhan Yojana (PMJDY) improves financial inclusion, while the Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) provides ₹6,000 annually to small farmers for financial stability. The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PMJAY) offers health insurance up to ₹5 lakh per family.

The Pradhan Mantri Awas Yojana (PMAY) focuses on affordable housing for the poor. These government schemes collectively address financial, agricultural, healthcare, and housing needs, driving overall development.

Important Schemes of Indian Government 2024

Here, we will study in detail the list of important government schemes in India which will have mention of other schemes in addition to what we have read above and that everyone should be aware of, as the government has launched these schemes for the public’s social, economic, and general welfare, including education, healthcare, and financial inclusion programs.

To tackle the multiple social and economic challenges facing its populace, the Indian government has rolled out a range of initiatives this year. These efforts in for of government schemes are geared towards enhancing the nation’s overall welfare. In 2024, a diverse array of new programs has been introduced, while existing initiatives with expired terms have been revitalized with extended policy durations.

Yearly, a range of initiatives and schemes are introduced to tackle the issues faced by the public. Funding for these strategies and programs is typically shared between the central and state governments. This article highlights several noteworthy government efforts scheduled for implementation in India in 2023-24.

List of Government Schemes in India 2024

Here is the list of government schemes in India –

1. Pradhan Mantri Jan Dhan Yojana (PMJDY)
2. Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)
3. Pradhan Mantri Suraksha Bima Yojana (PMSBY)
4. Ayushman Bharat Yojana (ABY)
5. Pradhan Mantri Awas Yojana (PMAY)
6. Atal Pension Yojana (APY)
7. Beti Bachao, Beti Padhao Yojana
8. Digital India Programme
9. Swachh Bharat Abhiyan
10. Make in India Programme
11. National Rural Livelihood Mission (NRLM)
12. Skill India Mission
13. Start-up India Programme
14. Pradhan Mantri Fasal Bima Yojana (PMFBY)
15. National Health Protection Scheme (NHPS)
16. Pradhan Mantri Mudra Yojana (PMMY)
17. Smart Cities Mission
18. Udaan Scheme
19. Rashtriya Swasthya Bima Yojana (RSBY)
20.  Poshan Abhiyan 

List of Important Govt Schemes of India in 2024

Latest Government Schemes in India

The Indian government has recently introduced several key programs to address social and economic challenges and support inclusive growth across the country. Some of these major initiatives include:

• Pradhan Mantri Garib Kalyan Yojana (PMGKY): Launched to provide financial assistance to individuals affected by the COVID-19 pandemic.
• Atmanirbhar Bharat Rozgar Yojana: Aimed at creating new employment opportunities and supporting job growth.
• Production Linked Incentive (PLI) Scheme: Designed to boost manufacturing in critical sectors, strengthening India’s position as a global manufacturing hub.
• Swachh Bharat Mission (Phase 2): Focused on improving sanitation facilities to enhance cleanliness and hygiene across the country.
• Jal Jeevan Mission: Dedicated to ensuring safe and reliable drinking water for every household.

Government Schemes in India

1. Pradhan Mantri Awas Yojana (PMAY)

Government Schemes in India: The Government of India aims to offer affordable housing to urban residents by 2022 through this program, which was first introduced on June 25, 2015. The Pradhan Mantri Awas Yojana offers interest rates starting at 6.5 per cent annually for up to 20 years. His eligibility for the EWS and LIG categories has been extended through March 31, 2022.

2. Pradhan Mantri Garib Kalyan Anna Yojna

This government scheme was introduced on March 26, 2020, this program provides food security for the poor. Each ration card holder receives 5 kilograms of rice or wheat and 1 kg of dal as part of the Pradhan Mantri Garib Kalyan Anna Yojana program. This scheme initially covered 80 crore ration cards for 3 months in 2020 and has been authorized for an additional four months in 2022.

3. Meri Policy Mere Hath

This program was introduced through the Pradhan Mantri Fasal Bima Yojana to provide crop insurance to farmers. The policy makes certain that farming communities are well-informed and resourced. The Pradhan Mantri Fasal Bima Yojana provides funding, and farmers who have experienced crop loss or damage will receive financial assistance.

4. Rashtriya Uchchatar Shiksha Abhiyan

The Rashtriya Uchchatar Shiksha Abhiyan scheme provides strategic funding for qualifying state higher education institutions to improve efficiency and access to higher education.

5. Support for marginal individuals for livelihood and enterprise (SMILE)

This government scheme helps marginalized individuals recover and provides them with medical facilities, counselling, skill development, and economic linkage. It is carried out with the assistance of the State and Union Territory administrations, community-based groups, local urban bodies, nongovernmental organizations, institutes, and others.

6. Jal Jeevan Yojana

By 2022, the Jal Jeevan mission hopes to have connected four crore rural families to the public water system. The Jal Jeevan Mission or Har Ghar Jal Mission emphasizes achieving community involvement and technology service delivery by 2024 and will receive 60,000 crores of rupees from the union budget in 2022.

7. Jalshakti Abhiyan

The Jal Shakti Abhiyan campaign launched a new program called Catch the Rain from March 29, 2022, to November 30, 2022. The program aims to improve water conservation and management.

8. Ayushman Bharat Yojana

The Ayushman Bharat Yojana, also known as Pradhan Mantri Jan Arogya Yojana, was launched in 2018. It aims to provide health insurance coverage of up to Rs. 5 lahks per family per year to over 10 crore families who are vulnerable and do not have access to quality healthcare. The scheme covers both primary and secondary healthcare services and is one of the largest healthcare schemes in the world.

9. Pradhan Mantri Kisan Samman Nidhi Yojana

The Pradhan Mantri Kisan Samman Nidhi Yojana (PM-KISAN) was launched in 2019 to provide income support to farmers. Under this scheme, eligible farmers receive Rs. 6,000 per year in three equal instalments of Rs. 2,000 each directly into their bank accounts. The scheme aims to ensure a minimum income for farmers and reduce their financial distress.

10. Swachh Bharat Abhiyan

The Swachh Bharat Abhiyan was launched in 2014 to promote cleanliness and sanitation across the country. The scheme aims to eliminate open defecation, promote waste management, and improve overall hygiene. The scheme has been successful in achieving its objectives, and India has made significant progress in improving its sanitation infrastructure.

11. Digital India

The Digital India scheme was launched in 2015 to transform India into a digitally empowered society and knowledge economy. The scheme aims to provide broadband connectivity to all citizens, promote digital literacy, and provide digital services to all. The scheme has been successful in promoting the use of digital technologies in various sectors and has helped in the growth of the digital economy.

12. Make in India

The Make in India scheme was launched in 2014 to promote manufacturing and attract foreign investment to India. The scheme aims to make India a manufacturing hub and promote the growth of the manufacturing sector. The scheme has been successful in attracting foreign investment and creating job opportunities in the manufacturing sector.

13. Beti Bachao, Beti Padhao

The Beti Bachao, Beti Padhao scheme was launched in 2015 to address the issue of the declining child sex ratio and promote the education of girls. The scheme aims to ensure the survival, protection, and education of the girl child. The scheme has been successful in creating awareness about the importance of educating girls and has led to an improvement in the child-sex ratio in some parts of the country.

14. Government Schemes in India: Skill India

The Skill India scheme was launched in 2015 to provide skill training to the youth of the country and improve their employability. The scheme aims to provide training in various skills and sectors and promote entrepreneurship. The scheme has been successful in providing skill training to a large number of people and has helped in the growth of the skilled workforce in the country.

The Indian government has launched several government schemes in India to promote the socio-economic development of the country. These government schemes aim to address various issues such as healthcare, education, sanitation, and employment. This governemnt schemes has been successful in achieving their objectives and have contributed significantly to the overall development of the country.

Why List of government scheme in India is important for UPSC?

The importance of these Indian Government schemes is to solve many social and economic problems faced by people who live in urban and rural areas and are a citizen of India. An Indian must be aware of all the schemes introduced by the state or central government. List of government schemes is one of the most important areas of preparation for the UPSC Civil Services Exam. The Indian Government can be asked in the UPSC Prelims Exam.

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