Pradhan Mantri Awas Yojana is a housing welfare scheme introduced for all the Gramin People to have their own home.
Relevance
- GS 2: Government policies and interventions for development in various sectors and issues arising out of their design and implementation.
Context
- Recently, PM transferred the 1st instalment of PMAY-G to more than 1.47 lakh beneficiaries of Tripura.
About PMAY-G
- In pursuance to the goal – Housing for all by 2022, the rural housing scheme Indira Awas Yojana has been revamped to Pradhan Mantri Awaas Yojana – Gramin and approved during March 2016.
- Under the scheme, financial assistance is provided for construction of pucca house to all houseless and households living in dilapidated houses.
- The scheme would be implemented in rural areas throughout India except Delhi and Chandigarh. The cost of houses would be shared between Centre and States.
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PMAY-G objective
- To provide pucca house to all who are houseless and living in dilapidated houses in rural areas by 2022.
PMAY-G Funding Pattern
- Under PMAY, the cost of unit assistance is to be shared between Central and State Governments in the ratio 60:40 in plain areas and 90:10 for North Eastern and hilly states.
- The unit assistance given to beneficiaries under the programme is Rs 1,20,000 in plain areas and to Rs 1,30,000 in hilly states/difficult areas /Integrated Action Plan (IAP) for Selected Tribal and Backward Districts. Presently the NE States, States of HP, J&K and Uttarakhand and all 82 LWE districts are identified as difficult and hilly areas.
- The unit size is 25 sq.m including a dedicated area for hygienic cooking.
- The beneficiary is entitled to 90 days of unskilled labour from MGNREGA.
- The beneficiary would be facilitated to avail loan of up to Rs.70,000/- for construction of the house which is optional.
- Funds will be transferred electronically directly to the account of the beneficiary.
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PMAY-G Target Group
- Identification of beneficiaries eligible for assistance and their prioritisation to be done using information from Socio Economic and Caste Census (SECC) ensuring total transparency and objectivity.